SR-22 Insurance

You may need an SR22, but you don’t need to be overcharged!

If you have a less-than-perfect driving record, you may be required to have an SR22. An SR-22 is monitored by the Department of Public Safety, and confirms that you meet the state’s minimum liability auto insurance requirements. Your proof of auto insurance is not sufficient to show financial responsibility if you are required to carry an SR22.

Our goal is to help you regain your driving privileges as quickly as possible at the lowest possible cost. When you call our office, we will complete all necessary forms, send a copy to your attorney, and file a copy with the DPS on your behalf.

Why choose Moon Insurance Agency?

Personal Attention. No more worrying about loss of driving privileges or confusion over your obligations. Our experienced staff will take the time to walk you through the application process and answer any questions you may have. You are our #1 priority!

Quick & Convenient Service. Applications can be completed in as little as 20 minutes, and payments can be made over the phone. We work hand-in-hand with your attorney to ensure that your application goes smoothly and efficiently down to the tiniest detail.

Best Price. Insurance can be costly, so it’s a relief to have a company that works for you. We have a commitment to our clients to obtain the best rates possible, and unlike most companies, we do not charge any agency fees.

Flexibility & Payment Options. Unlike other companies, we offer 1, 3, and 6 month policies with quarterly and paid-in-full discounts available. We offer more payment options than most companies, including low down payments and monthly plans to fit your needs. You also have the option to sign up for automatic bill payments.

Bill Alerts. If your coverage lapses or expires, your driver’s license may be in jeopardy. With email alerts you will never forget another payment again.

Moon Insurance Agency was established in 1985. We are a state-authorized insurance agency. We are focused on finding the best insurance solution for each individual, regardless of the situation. We provide honest, accurate, and easy to understand advice, and our expertise will save you a great deal of time and aggravation. 

 An SR-22 is an insurance document that shows proof of financial responsibility and verification of auto liability coverage. The DMV may require you to provide an SR-22 in addition to your car insurance if you drive under the influence of a drugs or alcohol, drive without proper insurance, are a habitual traffic offender, or are involved in a motor vehicle accident.

How does an SR-22 affect you?

An SR-22 must be carried for a designated time period, depending on the severity of your violations. Most offenders can expect to have an SR-22 for up to three years. During this time, you must maintain continuous liability coverage. Any break in coverage will be reported to the state, resulting in the suspension of your license. On top of securing adequate insurance, drivers with an SR-22 status should adhere to traffic laws and refrain from driving after alcohol consumption. After the proper fulfillment of this time period, a driver’s SR-22 status will expire, and driving privileges will be restored.

How much does an SR-22 cost?

The cost of premiums varies depending on the severity of your violations. Minor offenses, such as neglecting to pay a parking ticket, are often paired with more affordable policies. However, major offenses, such as drinking under the influence, are more likely to raise your premiums. To get a free quote, call us today for more information on SR-22 insurance.